Estate planning is for EVERYONE and the time to start is BEFORE an emergency happens.

No one like to talk about happens when they pass or if there were to become ill, however, the best way to protect your family and loved ones is to have a plan that details your wishes. Your loved ones shouldn't have to guess what you would want in this time of extreme stress and grief.  

A great estate plan will: 
- include instructions for your care and financial affairs if you become incapacitated before you die
- include arrangements for disability income insurance to replace your income if you cannot work due to illness or injury, long-term care insurance to help pay for your care in case of an extended illness or injury, and life insurance to provide for your family at your death
- provide for the transfer of your business at your retirement, disability, incapacity, or death
- name a guardian for your minor children’s care and inheritance
- provide for family members with special needs without disqualifying them from government benefits
- provide for loved ones who might be irresponsible with money or who may need protection from creditors or in the event of divorce
- minimize taxes, court costs, and unnecessary legal fees, which may include funding assets into a living trust, completing or updating beneficiary designations, or otherwise aligning your assets with your estate plan